Terms of Service
Effective date: 2026-05-19
1. Agreement to Terms
Welcome to DestinyPal. These Terms of Service ("Terms") are a legally binding agreement between you ("User", "you") and Paul Rhee (individual) ("DestinyPal", "we") that governs your access to and use of our website, mobile apps, and services (the "Service").
By accessing or using the Service, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Service.
Service Operator: Paul Rhee (individual)
Email: support@destinypal.com
Effective Date: 2026-05-192. Definitions
'Service': the DestinyPal platform (web, mobile, features, content, and services) 'User'/'Member': anyone who creates an account or uses the Service 'Content': information, data, text, software, media, readings, interpretations, or other materials 'User Content': Content you submit/upload/transmit via the Service 'Paid Services': credit packs and the readings or reports unlocked by spending credits 'Account': your registered user account on the Service
3. Eligibility and Account Registration
Age: You must be 14+ (16 in EU or local age of consent). If under 18, you confirm parental/guardian consent. Account Creation: Provide accurate, current, complete info (email, password, display name; optional birth info for personalized readings). Security: You are responsible for credential confidentiality, all activity on your account, prompt notice of unauthorized use, and not sharing accounts. Accuracy: Provide truthful info and keep it updated. We may suspend/terminate inaccurate or misleading accounts. 3rd-party Auth: You may register with Google OAuth or other providers; their terms and privacy apply.
4. Description of Service
DestinyPal offers AI-assisted destiny and self-reflection services, including but not limited to: Destiny Map, Tarot, Premium Reports, Destiny Calendar, and Compatibility analysis. Feature availability may vary by plan, region, and product updates. Nature of Service: Readings are AI-assisted, intended for entertainment, self-reflection, and personal growth. They are not medical, legal, financial, psychological, or therapeutic advice. Accuracy depends on the information you provide.
5. Acceptable Use Policy
Do NOT: break laws; infringe IP; harass/abuse; impersonate; run bots/scrapers without permission; gain unauthorized access; disrupt the Service; upload malware; collect data without consent; reverse engineer; use commercially without authorization; share/resell readings; bypass paywalls/rate limits. Third-party data: Do NOT submit another person's birth information, photo, or personal data (e.g., for compatibility, couple readings, or shared sessions) without their informed consent. You are solely responsible for obtaining such consent and remain liable for any claims arising from unauthorized submissions. Content: no illegal, defamatory, obscene, hateful, violent, or discriminatory material; no spam. Violations may lead to suspension/termination and legal action.
6. Intellectual Property Rights
DestinyPal Content: software, algorithms/AI models, design/graphics/logos, templates/interpretation frameworks, educational content, UI/UX are owned by DestinyPal or licensors and protected by IP laws. Proprietary Tech - Destiny Fusion Matrix™: multi-layer cross-reference system (1,206 cells, scoring/weights, fusion methods, data structures). Reverse engineering or extraction is strictly prohibited. User Content License: You grant us a worldwide, non-exclusive, royalty-free license to use, display, store, and process your User Content solely to operate the service for you — generating readings, saving your history, and providing customer support. We do NOT use your User Content to train AI models. Aggregated, fully anonymized usage statistics may be used to monitor service health and improve UX, but never tied back to your identity. You retain ownership of your User Content. Reading Results: for your personal, non-commercial use; do not redistribute/resell/publicly share without permission. Trademarks: “DestinyPal”, “Destiny Fusion Matrix”, and related marks belong to Paul Rhee; prior written consent required for use.
7. Paid Services and Billing
Payment Processing: All payments are handled via Stripe (PCI-DSS Level 1). We do not store full card numbers. Pricing: Displayed at checkout. We may change prices at any time; new prices apply only to purchases made after the change. No Subscriptions: DestinyPal does not offer recurring subscriptions. All purchases are one-time credit pack purchases — there is no auto-renewal, and no recurring charges will be made to your card. Refunds (see Refund Policy): - Credit packs: refundable within 7 days only if 0 credits used; partially used packs are non-refundable. Purchased credit packs are valid for 3 months from purchase date. - AI readings: non-refundable once generated. Exception: if our system fails to deliver (LLM provider unavailable, generation error, empty/invalid response), the consumed credit is automatically restored to your balance — no support request needed. Couple readings restore both deducted credits when both sides fail. - Duplicates/unauthorized/complete service failure follow Refund Policy exceptions. Taxes: You are responsible for applicable taxes added at checkout.
8. Disclaimers and Limitation of Liability
Not Professional Advice: Readings are not medical, legal, financial, psychological, or therapeutic advice, nor guaranteed predictions. AI Limits: AI output may contain errors or be inappropriate; no accuracy guarantee. No Warranties: Service is provided “AS IS”/“AS AVAILABLE” without warranties (merchantability, fitness, non-infringement, uninterrupted/error-free, accuracy). Liability Limit: To the extent allowed by law, our total liability is capped at the greater of what you paid in the last 3 months or $100; no indirect/incidental/consequential/punitive/special damages; no liability for lost profits/data/goodwill/opportunities or decisions you make based on the Service. Force Majeure: Not liable for events outside our control (disasters, war, pandemics, outages, third-party failures). Some jurisdictions may not allow certain limits; where prohibited, liability is limited to the maximum extent permitted.
9. Third-party Services and Integrations
Integrations include Stripe (payments), Google (OAuth/AdSense), Anthropic (Claude AI for readings), Neon / Vercel Postgres (database), Firebase Storage (image uploads), Sentry (error monitoring), Resend (transactional email), Vercel (hosting). Third-party terms/privacy apply; we are not responsible for them. Ads/Analytics: Google AdSense/Analytics load only after consent; you may opt out of personalized ads at https://www.google.com/settings/ads. Tokens: OAuth tokens are revoked after login and not retained (or are encrypted in transit). Data Sharing: We share necessary data with processors as in the Privacy Policy; we do not sell personal info. External Links: We are not responsible for external sites’ content or practices.
10. User Conduct and Community Guidelines
Be respectful; no harassment/hate/discrimination/bullying. If using community features: stay relevant/constructive, do not share others’ private info, report issues, follow moderators. Feedback is welcome and may be used without obligation/compensation. We may remove content or suspend/ban users who violate these Terms or standards.
11. Privacy and Data Protection
See our Privacy Policy (https://destinypal.com/policy/privacy) for what we collect, how we use/protect data, your rights/choices, cookies/tracking, international transfers, and advertising practices. Data Security: We use industry-standard safeguards but cannot guarantee absolute security. You must protect your credentials. Breach Notice: We will notify you of data breaches as required by law.
12. Termination and Account Deletion
Your Right: Delete your account anytime via settings or by contacting support@destinypal.com. Effect: Any unused credits are forfeited upon deletion and no refund is issued for them; some data may be retained if required by law. Our Right: We may suspend/terminate immediately for violations, fraud/abuse, legal requirements, or service discontinuation. Notice: We will try to give notice when feasible; immediate termination may occur for serious issues. Survival: IP, disclaimers, liability limits, and dispute resolution survive termination.
13. Modifications to Terms and Service
We may modify Terms at any time. Effective: immediately for new users; after notice for existing users (7 days minor, 30 days material). Continued use after effective date = acceptance. If you disagree, stop using the Service. We may add/modify/discontinue features, change pricing for new purchases, suspend for maintenance, or discontinue service with 60 days’ notice. We are not obliged to maintain specific features.
14. Dispute Resolution and Governing Law
Governing Law: Laws of the Republic of Korea. Venue: Seoul Central District Court, unless mandatory consumer laws require otherwise. Informal Resolution: Contact support@destinypal.com first for good-faith resolution. Class Action Waiver: Disputes must be brought individually where permitted by law. Consumer Rights: Statutory consumer rights remain; EU consumers may sue in their country of residence where applicable.
15. Indemnification
You will indemnify/defend/hold harmless DestinyPal, Paul Rhee, and affiliates/staff/agents from claims, damages, losses, liabilities, and expenses (including legal fees) arising from your Service use/misuse, Terms violations, third-party rights violations, User Content, or decisions based on readings. We may assume exclusive defense at your expense.
16. Miscellaneous Provisions
Entire Agreement: These Terms, Privacy Policy, and Refund Policy form the entire agreement. Severability: Invalid provisions do not affect the remainder. Waiver: Rights not enforced are not waived. Assignment: You may not assign; we may assign without notice. No Agency: No partnership/joint venture/employment/agency is created. Language: Provided in multiple languages; English prevails if conflicts arise. Headings: For convenience only. Contact: support@destinypal.com
17. Contact Information
Business Operator Information (Korean E-Commerce Act §13) - Operator / Representative: Operator: Paul Rhee (individual) - Business registration number: registration in progress — to be posted here once issued - Mail-order business registration: registration in progress — to be posted here once issued - Business address: available on request to legal authorities or for substantive purchase disputes - Hosting service provider: Vercel Inc. - Email: support@destinypal.com - Website: https://destinypal.com For inquiries: - Terms: support@destinypal.com - Privacy: support@destinypal.com - Billing/Refund: support@destinypal.com - Technical support: support@destinypal.com - Abuse report: support@destinypal.com Response: within 2 business days. Last Updated: 2026-05-19 By using DestinyPal, you confirm you have read and agree to these Terms.